Most car insurance policies are still sold for twelve months. As this is quite a long period of time and drivers needs may change during the year, short term vehicle insurance is now available on a separate policy providing as little as insurance for 24 hours.

Short term cover in some countries is classed as a motor insurance policy from one to 28 days in duration. However, now flexible cover can be secured for between 1 to 6 months.

There are even now policies coined “pay as you go”. This gives the option of not having to pay for insurance when it will not be required.

There are many situations where temp cover for one day may be required. One of the most common is making sure you are protected when borrowing a friends auto. Although you may be able to drive another vehicle on your annual policy, securing an extra policy for this could protect any no claims bonus acquired. This could be a good option for careful drivers.

Another reason short term auto insurance is taken out is to provide cover for an additional driver so driving can be shared on a longer trip or vacation.

Insuring an overseas guest while they are over here is a common reason. As is requiring 24 hour cover when driving home a recently purchased new or 2nd hand motor. Taking a test drive and needing cover for a day can be another eventuality.

Numerous people who drive a van, don’t actually own one themselves. This can be where 1 day insurance is necessary, when you are borrowing a van for differing scenarios.

For riders that are planning a summer road trip, short term car insurance could be a solution. This could be beneficial if they will only be using the motorbike while they are away.