Many car and other vehicle insurance policies are still sold on an annual basis. Although this is fine for a lot of drivers, several more require temporary cover for different vehicles they may need to be insured on from time to time.

Temporary car insurance is usually defined as cover for one month or less. However, flexible insurance is now available for between 1 to 8 months.

In addition to this, monthly “pay-as-you-go” insurance is available to drivers. This gives the benefit of not having to pay for insurance when it will not be required.

There are many situations where insurance for one day may be appropriate. One of the most common is making sure you are protected when borrowing a friends automobile. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus built up. This could therefore be a cost effective option for more experienced drivers.

Another reason temp insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip or vacation.

Insuring a foreign guest while they are visiting is popular reason. As is being covered for 24 hours when needing to drive a new vehicle home from a dealership. Taking a test drive and requiring insurance for a day can be another reason.

Many of us who drive a van, won’t actually own it. This can be where 1 day car insurance is helpful, when you are using a van for a range of situations.

For those bikers that are attending a biking convention or meet-up, temporary cover could be useful if the bike you are riding is not one you use regularly. This could be beneficial if they will only be riding the motorbike while they are away.